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Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Health Insurance Systems | - Managed care models
|
| Accident and Health Insurance Basics | - Types of coverage
|
| Insurance Law and Regulation (Maryland) | - Maryland Insurance Administration rules
|
| General Insurance Principles | - Insurance concepts
|
| Policy Administration and Ethics | - Ethical obligations
|
Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:
Misrepresenting pertinent policy provisions relating to coverages after a loss is:
- A. An unfair discrimination between individuals
- B. A concealment in insurance applications
- C. An unfair claim settlement practice
- D. A violation of the principle of adhesion
Correct Answer: C 🗳️
Explanation: Only visible for TestValid members. You can sign-up / login (it's free).
Who has the right to change the beneficiary of an accident and health policy with a revocable beneficiary designation?
- A. The producer
- B. The beneficiary
- C. The policyowner
- D. The insurer
Correct Answer: C 🗳️
Explanation: Only visible for TestValid members. You can sign-up / login (it's free).
Before issuing a policy of long-term care insurance to an applicant who is at least 80 years old, unless the policy is guaranteed issue, the carrier shall obtain a:
- A. Power of attorney
- B. Copy of the person's living will
- C. Report of a physical examination
- D. Applicant's family's consent
Correct Answer: C 🗳️
Explanation: Only visible for TestValid members. You can sign-up / login (it's free).
When the employer pays the premium, covered individuals normally receive tax-free benefits under all of the following group health plans EXCEPT:
- A. Major medical
- B. Health maintenance organization
- C. Disability income
- D. Dental
Correct Answer: C 🗳️
Explanation: Only visible for TestValid members. You can sign-up / login (it's free).
Which type of Medicare Supplement information can be used without prior state approval?
- A. Radio announcements approved by the insurer
- B. Insurance company brochures
- C. Government publications
- D. Television advertisements approved by the insurer
Correct Answer: C 🗳️
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