Latest CIPP-US Actual Free Exam Questions Updated 152 Questions
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Training Course for Actual Testing
The IAPP CIPP-US exam training course, known as ‘Learn to Navigate the Details of US Privacy Law with Skill and Confidence’, helps the candidate know the navigation techniques of the Privacy Law in the US, and is globally recognized. US privacy law as a whole is comprised of federal, state, as well as local laws. Thus, such a course educates the privacy specialists on how to be aligned with all these laws in their practice. It also enables them to avoid fines and damages to their brands. A class like this is ideal for specialists in data privacy who need deep training on the US data privacy laws. It is also ideal for individuals aiming at getting the CIPP-US designation. After all, such training leads the candidate to a deep study of the US data privacy laws on the national, state, and local levels. Plus, it analyses sectoral regulations, the enforcement of the laws in both criminal and civil spheres, as well as a look into the EU General Data Protection Regulation. Then, the course also delves into the California Consumer Private Act. Some of the domains covered when one is learning are:
- Accessibility of data to the government and judiciary;
- Privacy at the workplace.
- Private sector data collection, usage, and limits;
- The privacy environment in the US;
All in all, a candidate can take the course through online classes, virtual classes, in-person learning sessions, or group lessons.
Target Audience
This evaluation is designed for data protection officials in the US or those who wish to obtain awareness of how such policies work in the US. The exam, in particular, tests their knowledge and understanding in the field and helps them determine the areas they have to work on. It is also ideal for specialists who want to get the affiliated designation.
NEW QUESTION 74
What privacy concept grants a consumer the right to view and correct errors on his or her credit report?
- A. Notice.
- B. Access.
- C. Choice.
- D. Action.
Answer: A
NEW QUESTION 75
SCENARIO
Please use the following to answer the next QUESTION
Noah is trying to get a new job involving the management of money. He has a poor personal credit rating, but he has made better financial decisions in the past two years.
One potential employer, Arnie's Emporium, recently called to tell Noah he did not get a position. As part of the application process, Noah signed a consent form allowing the employer to request his credit report from a consumer reporting agency (CRA). Noah thinks that the report hurt his chances, but believes that he may not ever know whether it was his credit that cost him the job. However, Noah is somewhat relieved that he was not offered this particular position. He noticed that the store where he interviewed was extremely disorganized. He imagines that his credit report could still be sitting in the office, unsecured.
Two days ago, Noah got another interview for a position at Sam's Market. The interviewer told Noah that his credit report would be a factor in the hiring decision. Noah was surprised because he had not seen anything on paper about this when he applied.
Regardless, the effect of Noah's credit on his employability troubles him, especially since he has tried so hard to improve it. Noah made his worst financial decisions fifteen years ago, and they led to bankruptcy. These were decisions he made as a young man, and most of his debt at the time consisted of student loans, credit card debt, and a few unpaid bills - all of which Noah is still working to pay off. He often laments that decisions he made fifteen years ago are still affecting him today.
In addition, Noah feels that an experience investing with a large bank may have contributed to his financial troubles. In 2007, in an effort to earn money to help pay off his debt, Noah talked to a customer service representative at a large investment company who urged him to purchase stocks. Without understanding the risks, Noah agreed. Unfortunately, Noah lost a great deal of money.
After losing the money, Noah was a customer of another financial institution that suffered a large security breach. Noah was one of millions of customers whose personal information was compromised. He wonders if he may have been a victim of identity theft and whether this may have negatively affected his credit.
Noah hopes that he will soon be able to put these challenges behind him, build excellent credit, and find the perfect job.
Consumers today are most likely protected from situations like the one Noah had buying stock because of which federal action or legislation?
- A. Federal Trade Commission investigations into "unfair and deceptive" acts or practices.
- B. The creation of the Consumer Financial Protection Bureau.
- C. Investigations of "abusive" acts and practices under the Dodd-Frank Wall Street Reform and Consumer Protection Act.
- D. The rules under the Fair Debt Collection Practices Act.
Answer: C
NEW QUESTION 76
SCENARIO
Please use the following to answer the next QUESTION:
Cheryl is the sole owner of Fitness Coach, Inc., a medium-sized company that helps individuals realize their physical fitness goals through classes, individual instruction, and access to an extensive indoor gym. She has owned the company for ten years and has always been concerned about protecting customer's privacy while maintaining the highest level of service. She is proud that she has built long-lasting customer relationships.
Although Cheryl and her staff have tried to make privacy protection a priority, the company has no formal privacy policy. So Cheryl hired Janice, a privacy professional, to help her develop one.
After an initial assessment, Janice created a first of a new policy. Cheryl read through the draft and was concerned about the many changes the policy would bring throughout the company. For example, the draft policy stipulates that a customer's personal information can only be held for one year after paying for a service such as a session with personal trainer. It also promises that customer information will not be shared with third parties without the written consent of the customer. The wording of these rules worry Cheryl since stored personal information often helps her company to serve her customers, even if there are long pauses between their visits. In addition, there are some third parties that provide crucial services, such as aerobics instructors who teach classes on a contract basis. Having access to customer files and understanding the fitness levels of their students helps instructors to organize their classes.
Janice understood Cheryl's concerns and was already formulating some ideas for revision. She tried to put Cheryl at ease by pointing out that customer data can still be kept, but that it should be classified according to levels of sensitivity. However, Cheryl was skeptical. It seemed that classifying data and treating each type differently would cause undue difficulties in the company's day-to-day operations. Cheryl wants one simple data storage and access system that any employee can access if needed.
Even though the privacy policy was only a draft, she was beginning to see that changes within her company were going to be necessary. She told Janice that she would be more comfortable with implementing the new policy gradually over a period of several months, one department at a time. She was also interested in a layered approach by creating documents listing applicable parts of the new policy for each department.
What is the best reason for Cheryl to follow Janice's suggestion about classifying customer data?
- A. It will help the company meet a federal mandate
- B. It will prevent the company from collecting too much personal information (PI)
- C. It will help employees stay better organized
- D. It will increase the security of customers' personal information (PI)
Answer: D
NEW QUESTION 77
SCENARIO
Please use the following to answer the next QUESTION:
Larry has become increasingly dissatisfied with his telemarketing position at SunriseLynx, and particularly with his supervisor, Evan. Just last week, he overheard Evan mocking the state's Do Not Call list, as well as the people on it. "If they were really serious about not being bothered," Evan said, "They'd be on the national DNC list. That's the only one we're required to follow. At SunriseLynx, we call until they ask us not to." Bizarrely, Evan requires telemarketers to keep records of recipients who ask them to call "another time." This, to Larry, is a clear indication that they don't want to be called at all. Evan doesn't see it that way.
Larry believes that Evan's arrogance also affects the way he treats employees. The U.S. Constitution protects American workers, and Larry believes that the rights of those at SunriseLynx are violated regularly. At first Evan seemed friendly, even connecting with employees on social medi a. However, following Evan's political posts, it became clear to Larry that employees with similar affiliations were the only ones offered promotions.
Further, Larry occasionally has packages containing personal-use items mailed to work. Several times, these have come to him already opened, even though this name was clearly marked. Larry thinks the opening of personal mail is common at SunriseLynx, and that Fourth Amendment rights are being trampled under Evan's leadership.
Larry has also been dismayed to overhear discussions about his coworker, Sadie. Telemarketing calls are regularly recorded for quality assurance, and although Sadie is always professional during business, her personal conversations sometimes contain sexual comments. This too is something Larry has heard Evan laughing about. When he mentioned this to a coworker, his concern was met with a shrug. It was the coworker's belief that employees agreed to be monitored when they signed on. Although personal devices are left alone, phone calls, emails and browsing histories are all subject to surveillance. In fact, Larry knows of one case in which an employee was fired after an undercover investigation by an outside firm turned up evidence of misconduct. Although the employee may have stolen from the company, Evan could have simply contacted the authorities when he first suspected something amiss.
Larry wants to take action, but is uncertain how to proceed.
Based on the way he uses social media, Evan is susceptible to a lawsuit based on?
- A. Publicity given to private life
- B. Intrusion upon seclusion
- C. Defamation
- D. Discrimination
Answer: D
NEW QUESTION 78
SCENARIO
Please use the following to answer the next QUESTION:
Matt went into his son's bedroom one evening and found him stretched out on his bed typing on his laptop. "Doing your network?" Matt asked hopefully.
"No," the boy said. "I'm filling out a survey."
Matt looked over his son's shoulder at his computer screen. "What kind of survey?" "It's asking Questions about my opinions."
"Let me see," Matt said, and began reading the list of Questions that his son had already answered. "It's asking your opinions about the government and citizenship. That's a little odd. You're only ten." Matt wondered how the web link to the survey had ended up in his son's email inbox. Thinking the message might have been sent to his son by mistake he opened it and read it. It had come from an entity called the Leadership Project, and the content and the graphics indicated that it was intended for children. As Matt read further he learned that kids who took the survey were automatically registered in a contest to win the first book in a series about famous leaders.
To Matt, this clearly seemed like a marketing ploy to solicit goods and services to children. He asked his son if he had been prompted to give information about himself in order to take the survey. His son told him he had been asked to give his name, address, telephone number, and date of birth, and to answer Questions about his favorite games and toys.
Matt was concerned. He doubted if it was legal for the marketer to collect information from his son in the way that it was. Then he noticed several other commercial emails from marketers advertising products for children in his son's inbox, and he decided it was time to report the incident to the proper authorities.
Based on the incident, the FTC's enforcement actions against the marketer would most likely include what violation?
- A. Disregarding the privacy policy of the children's marketing industry.
- B. Intruding upon the privacy of a family with young children.
- C. Collecting information from a child under the age of thirteen.
- D. Failing to notify of a breach of children's private information.
Answer: A
NEW QUESTION 79
What is an exception to the Electronic Communications Privacy Act of 1986 ban on interception of wire, oral and electronic communications?
- A. Where state law permits such interception
- B. Only if all parties have given consent
- C. Where one of the parties has given consent
- D. If an organization intercepts an employee's purely personal call
Answer: D
Explanation:
Explanation/Reference: https://www.sciencedirect.com/topics/computer-science/electronic-communications-privacy-act
NEW QUESTION 80
SCENARIO
Please use the following to answer the next QUESTION:
You are the chief privacy officer at HealthCo, a major hospital in a large U.S. city in state A.
HealthCo is a HIPAA-covered entity that provides healthcare services to more than 100,000 patients. A third-party cloud computing service provider, CloudHealth, stores and manages the electronic protected health information (ePHI) of these individuals on behalf of HealthCo. CloudHealth stores the data in state B.
As part of HealthCo's business associate agreement (BAA) with CloudHealth, HealthCo requires CloudHealth to implement security measures, including industry standard encryption practices, to adequately protect the data. However, HealthCo did not perform due diligence on CloudHealth before entering the contract, and has not conducted audits of CloudHealth's security measures.
A CloudHealth employee has recently become the victim of a phishing attack. When the employee unintentionally clicked on a link from a suspicious email, the PHI of more than 10,000 HealthCo patients was compromised. It has since been published online. The HealthCo cybersecurity team quickly identifies the perpetrator as a known hacker who has launched similar attacks on other hospitals - ones that exposed the PHI of public figures including celebrities and politicians.
During the course of its investigation, HealthCo discovers that CloudHealth has not encrypted the PHI in accordance with the terms of its contract. In addition, CloudHealth has not provided privacy or security training to its employees. Law enforcement has requested that HealthCo provide its investigative report of the breach and a copy of the PHI of the individuals affected.
A patient affected by the breach then sues HealthCo, claiming that the company did not adequately protect the individual's ePHI, and that he has suffered substantial harm as a result of the exposed data. The patient's attorney has submitted a discovery request for the ePHI exposed in the breach.
What is the most significant reason that the U.S. Department of Health and Human Services (HHS) might impose a penalty on HealthCo?
- A. Because CloudHealth violated its contract with HealthCo by not encrypting the ePHI
- B. Because HealthCo did not conduct due diligence to verify or monitor CloudHealth's security measures
- C. Because HIPAA requires the imposition of a fine if a data breach of this magnitude has occurred
- D. Because HealthCo did not require CloudHealth to implement appropriate physical and administrative measures to safeguard the ePHI
Answer: B
NEW QUESTION 81
A student has left high school and is attending a public postsecondary institution. Under what condition may a school legally disclose educational records to the parents of the student without consent?
- A. If the student has not yet turned 18 years of age
- B. If the student has applied to transfer to another institution
- C. If the student is in danger of academic suspension
- D. If the student is still a dependent for tax purposes
Answer: D
Explanation:
Explanation/Reference: https://www2.ed.gov/policy/gen/guid/fpco/pdf/ferpafaq.pdf
NEW QUESTION 82
SCENARIO
Please use the following to answer the next QUESTION:
Cheryl is the sole owner of Fitness Coach, Inc., a medium-sized company that helps individuals realize their physical fitness goals through classes, individual instruction, and access to an extensive indoor gym. She has owned the company for ten years and has always been concerned about protecting customer's privacy while maintaining the highest level of service. She is proud that she has built long-lasting customer relationships.
Although Cheryl and her staff have tried to make privacy protection a priority, the company has no formal privacy policy. So Cheryl hired Janice, a privacy professional, to help her develop one.
After an initial assessment, Janice created a first of a new policy. Cheryl read through the draft and was concerned about the many changes the policy would bring throughout the company. For example, the draft policy stipulates that a customer's personal information can only be held for one year after paying for a service such as a session with personal trainer. It also promises that customer information will not be shared with third parties without the written consent of the customer. The wording of these rules worry Cheryl since stored personal information often helps her company to serve her customers, even if there are long pauses between their visits. In addition, there are some third parties that provide crucial services, such as aerobics instructors who teach classes on a contract basis. Having access to customer files and understanding the fitness levels of their students helps instructors to organize their classes.
Janice understood Cheryl's concerns and was already formulating some ideas for revision. She tried to put Cheryl at ease by pointing out that customer data can still be kept, but that it should be classified according to levels of sensitivity. However, Cheryl was skeptical. It seemed that classifying data and treating each type differently would cause undue difficulties in the company's day-to-day operations. Cheryl wants one simple data storage and access system that any employee can access if needed.
Even though the privacy policy was only a draft, she was beginning to see that changes within her company were going to be necessary. She told Janice that she would be more comfortable with implementing the new policy gradually over a period of several months, one department at a time. She was also interested in a layered approach by creating documents listing applicable parts of the new policy for each department.
What is the main problem with Cheryl's suggested method of communicating the new privacy policy?
- A. The policy might not be implemented consistency across departments.
- B. The policy would not be considered valid if not communicated in full.
- C. Employees would not be comfortable with a policy that is put into action over time.
- D. Employees might not understand how the documents relate to the policy as a whole.
Answer: A
NEW QUESTION 83
Privacy Is Hiring Inc., a CA-based company, is an online specialty recruiting firm focusing on placing privacy professionals in roles at major companies. Job candidates create online profiles outlining their experience and credentials, and can pay $19.99/month via credit card to have their profiles promoted to potential employers. Privacy Is Hiring Inc. keeps all customer data at rest encrypted on its servers.
Under what circumstances would Privacy Is Hiring Inc., need to notify affected individuals in the event of a data breach?
- A. If Privacy Is Hiring Inc., reasonably believes that job candidates will be harmed by the data breach.
- B. If the personal information stolen included the individuals' names and credit card pin numbers.
- C. If law enforcement has completed its investigation and has authorized Privacy Is Hiring Inc. to provide the notification to clients and applicable regulators.
- D. If the job candidates' credit card information and the encryption keys were among the information taken.
Answer: B
NEW QUESTION 84
If an organization maintains data classified as high sensitivity in the same system as data classified as low sensitivity, which of the following is the most likely outcome?
- A. The impact of an organizational data breach will be more severe than if the data had been segregated.
- B. Temporary employees will be able to find the data necessary to fulfill their responsibilities.
- C. The organization will be able to address legal discovery requests efficiently without producing more information than necessary.
- D. The organization will still be in compliance with most sector-specific privacy and security laws.
Answer: C
NEW QUESTION 85
What is a key way that the Gramm-Leach-Bliley Act (GLBA) prevents unauthorized access into a person's back account?
- A. By requiring the financial institutions limit the collection of personal information.
- B. By requiring the amount of customer personal information printed on paper.
- C. By requiring immediate public disclosure after a suspected security breach.
- D. By restricting the disclosure of customer account numbers by financial institutions.
Answer: D
NEW QUESTION 86
The U.S. Supreme Court has recognized an individual's right to privacy over personal issues, such as contraception, by acknowledging which of the following?
- A. The doctrine of stare decisis, which allows the U.S. Supreme Court to follow the precedent of previously decided case law.
- B. Federal preemption of state constitutions that expressly recognize an individual right to privacy.
- C. A "penumbra" of unenumerated constitutional rights as well as more general protections of due process of law.
- D. An interpretation of the U.S. Constitution's explicit definition of privacy that extends to personal issues.
Answer: C
NEW QUESTION 87
Sarah lives in San Francisco, Californi
a. Based on a dramatic increase in unsolicited commercial emails, Sarah believes that a major social media platform with over 50 million users has collected a lot of personal information about her. The company that runs the platform is based in New York and France.
Why is Sarah entitled to ask the social media platform to delete the personal information they have collected about her?
- A. Any company with a presence in Europe must comply with the General Data Protection Regulation globally, including in response to data subject deletion requests.
- B. The California Consumer Privacy Act entitles Sarah to request deletion of her personal information.
- C. The New York "Stop Hacks and Improve Electronic Data Security" (SHIELD) Act requires that businesses under New York's jurisdiction must delete customers' personal information upon request.
- D. Under Section 5 of the FTC Act, the Federal Trade Commission has held that refusing to delete an individual's personal information upon request constitutes an unfair practice.
Answer: B
NEW QUESTION 88
Which of the following types of information would an organization generally NOT be required to disclose to law enforcement?
- A. Information about medication errors under the Food, Drug and Cosmetic Act
- B. Personal health information under the HIPAA Privacy Rule
- C. Money laundering information under the Bank Secrecy Act of 1970
- D. Information about workspace injuries under OSHA requirements
Answer: B
NEW QUESTION 89
In a case of civil litigation, what might a defendant who is being sued for distributing an employee's private information face?
- A. A jail sentence.
- B. An injunction.
- C. Probation.
- D. Criminal fines.
Answer: B
NEW QUESTION 90
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